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Your model denies someone a loan, and they demand to know why. How do you handle the right to explanation?

For consequential decisions, 'the model said so' is not a legal answer. Adverse-action notices and the right to explanation constrain what model you can even ship. Here is the governance view.

Updated Aug 2026 · Grounded in real Applied AI Engineer interview loops and written to a senior-engineer editorial bar.

For consequential decisions, 'the model said so' is not a legal answer. Adverse-action notices and the right to explanation constrain what model you can even ship. Here is the governance view.

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