class imbalance

Imbalance shows up in fraud, churn, and abuse, and the naive answer (oversample, done) leaks data and inflates offline metrics. The signal is preferring cost-sensitive learning, fixing the metric, and resampling correctly. Here is the full toolkit with tradeoffs.

Extreme class imbalance plus a hard latency budget plus an adversary who adapts. The signal is handling imbalance honestly, choosing the operating point from costs, and designing for the feedback loop. Here is the end-to-end design.